Refinance
Why Refinance?
- Converting the loan type from an adjustable rate to a fixed rate
- Changing from an FHA loan to a Conventional loan to get rid of mortgage insurance
- Getting cash out to pay off higher interest debt, reducing monthly cashflow going out.
- Utilizing your equity to finance large home improvement projects to increase the value of your home
Our Approach
We’ll start by discussing what your goals are. An advantage we have as a broker, is to run your scenario through several different lenders to obtain a competitive package that best fits your goals. This exercise does not cost or obligate you to any deal, as you are shopping for what’s available to you.
Once we determine what you are looking for, J&L will prepare a free quote for you based on your requested options that will outline what a new deal would look like. Information such as new estimated monthly payment, the cost savings both monthly and over the life of the loan, as well as the estimated closing costs for the new deal and time to recoup the loan cost to break even. We want you to be informed upfront before starting the loan process with us as we value everyone’s time.
Let’s chat and see if we can save you some money!
